{"id":3681,"date":"2025-03-08T20:32:46","date_gmt":"2025-03-08T19:32:46","guid":{"rendered":"https:\/\/monbitcoin.fr\/index.php\/2025\/03\/08\/credit-immobilier-la-banque-de-france-annonce-des-signes-positifs\/"},"modified":"2025-03-08T20:32:46","modified_gmt":"2025-03-08T19:32:46","slug":"credit-immobilier-la-banque-de-france-annonce-des-signes-positifs","status":"publish","type":"post","link":"https:\/\/monbitcoin.fr\/index.php\/2025\/03\/08\/credit-immobilier-la-banque-de-france-annonce-des-signes-positifs\/","title":{"rendered":"Cr\u00e9dit immobilier\u00a0: La Banque de France annonce des signes positifs"},"content":{"rendered":"<div>\n<div><img loading=\"lazy\" width=\"1200\" height=\"800\" src=\"https:\/\/www.cointribune.com\/app\/uploads\/2025\/03\/SINAPI-593.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Immobilier en France : un personnage gravissant un escalier en billets vers une maison lumineuse.\" decoding=\"async\" style=\"margin-bottom: 15px;\" srcset=\"https:\/\/www.cointribune.com\/app\/uploads\/2025\/03\/SINAPI-593.png 1200w, https:\/\/www.cointribune.com\/app\/uploads\/2025\/03\/SINAPI-593-300x200.png 300w, https:\/\/www.cointribune.com\/app\/uploads\/2025\/03\/SINAPI-593-1024x683.png 1024w, https:\/\/www.cointribune.com\/app\/uploads\/2025\/03\/SINAPI-593-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/div>\n<p>L&rsquo;acc\u00e8s au cr\u00e9dit immobilier est un barom\u00e8tre cl\u00e9 de la sant\u00e9 \u00e9conomique et du pouvoir d\u2019achat des m\u00e9nages. Apr\u00e8s une ann\u00e9e 2023 marqu\u00e9e par une chute drastique des volumes d\u2019emprunts, la Banque centrale europ\u00e9enne (BCE) a amorc\u00e9 un virage avec une premi\u00e8re baisse de son taux directeur. Cette d\u00e9cision, salu\u00e9e par le gouverneur de la Banque de France, Fran\u00e7ois Villeroy de Galhau, s\u2019accompagne d\u2019une s\u00e9rie d\u2019indicateurs qui laisse entrevoir une reprise progressive du march\u00e9. Mais, cette embellie est-elle durable\u2009? Et surtout, suffira-t-elle \u00e0 inverser durablement la tendance pour les emprunteurs et les acteurs du secteur immobilier\u2009?<\/p>\n<p>L\u2019article <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/credit-immobilier-la-banque-de-france-annonce-des-signes-positifs\/\">Cr\u00e9dit immobilier\u00a0: La Banque de France annonce des signes positifs<\/a> est apparu en premier sur <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/\">Cointribune<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>L&rsquo;acc\u00e8s au cr\u00e9dit immobilier est un barom\u00e8tre cl\u00e9 de la sant\u00e9 \u00e9conomique et du pouvoir d\u2019achat des m\u00e9nages. Apr\u00e8s une&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3681","post","type-post","status-publish","format-standard","hentry","category-dernier-articles","wpcat-3-id"],"_links":{"self":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/3681"}],"collection":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/comments?post=3681"}],"version-history":[{"count":0,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/3681\/revisions"}],"wp:attachment":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/media?parent=3681"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/categories?post=3681"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/tags?post=3681"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}