{"id":3116,"date":"2025-02-13T11:31:04","date_gmt":"2025-02-13T10:31:04","guid":{"rendered":"http:\/\/monbitcoin.fr\/index.php\/2025\/02\/13\/credit-immobilier-et-consommation-les-menages-francais-renoncent-a-emprunter\/"},"modified":"2025-02-13T11:31:04","modified_gmt":"2025-02-13T10:31:04","slug":"credit-immobilier-et-consommation-les-menages-francais-renoncent-a-emprunter","status":"publish","type":"post","link":"https:\/\/monbitcoin.fr\/index.php\/2025\/02\/13\/credit-immobilier-et-consommation-les-menages-francais-renoncent-a-emprunter\/","title":{"rendered":"Cr\u00e9dit immobilier et consommation\u00a0: Les m\u00e9nages fran\u00e7ais renoncent \u00e0 emprunter"},"content":{"rendered":"<div>\n<div><img loading=\"lazy\" width=\"1200\" height=\"800\" src=\"https:\/\/www.cointribune.com\/app\/uploads\/2025\/02\/SINAPI-515.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Cr\u00e9dits immobilier et consommation en France : une banque vide avec des chaises inoccup\u00e9es et des dossiers de pr\u00eats abandonn\u00e9s sur les bureaux. Une silhouette quittant l\u2019agence symbolise le renoncement des m\u00e9nages \u00e0 emprunter, renforc\u00e9 par une ambiance sombre et un graphique en baisse.\" decoding=\"async\" style=\"margin-bottom: 15px;\" srcset=\"https:\/\/www.cointribune.com\/app\/uploads\/2025\/02\/SINAPI-515.png 1200w, https:\/\/www.cointribune.com\/app\/uploads\/2025\/02\/SINAPI-515-300x200.png 300w, https:\/\/www.cointribune.com\/app\/uploads\/2025\/02\/SINAPI-515-1024x683.png 1024w, https:\/\/www.cointribune.com\/app\/uploads\/2025\/02\/SINAPI-515-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/div>\n<p>Les Fran\u00e7ais empruntent de moins en moins, une tendance in\u00e9dite qui provoque de nombreuses interrogations sur la dynamique \u00e9conomique du pays. Depuis six ans, la contraction du march\u00e9 du cr\u00e9dit traduit \u00e0 la fois la prudence des m\u00e9nages et les difficult\u00e9s structurelles de l\u2019immobilier et de la consommation. Le taux de d\u00e9tention de cr\u00e9dits est tomb\u00e9 \u00e0 son plus bas niveau depuis plus de trente ans, une situation qui d\u00e9passe m\u00eame l\u2019onde de choc provoqu\u00e9e par la crise des subprimes en 2008. Cependant, les premi\u00e8res lueurs d\u2019un rebond en 2025 \u00e9mergent, aliment\u00e9es par une am\u00e9lioration progressive de la situation financi\u00e8re des foyers. <\/p>\n<p>L\u2019article <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/credit-immobilier-et-consommation-les-menages-francais-renoncent-a-emprunter\/\">Cr\u00e9dit immobilier et consommation\u00a0: Les m\u00e9nages fran\u00e7ais renoncent \u00e0 emprunter<\/a> est apparu en premier sur <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/\">Cointribune<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les Fran\u00e7ais empruntent de moins en moins, une tendance in\u00e9dite qui provoque de nombreuses interrogations sur la dynamique \u00e9conomique du&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3116","post","type-post","status-publish","format-standard","hentry","category-dernier-articles","wpcat-3-id"],"_links":{"self":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/3116"}],"collection":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/comments?post=3116"}],"version-history":[{"count":0,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/3116\/revisions"}],"wp:attachment":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/media?parent=3116"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/categories?post=3116"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/tags?post=3116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}