{"id":17407,"date":"2026-10-18T09:35:19","date_gmt":"2026-10-18T07:35:19","guid":{"rendered":"https:\/\/monbitcoin.fr\/index.php\/2026\/10\/18\/stablecoins-les-banques-peuvent-freiner-leur-essor-grace-a-lepargne\/"},"modified":"2026-10-18T09:35:19","modified_gmt":"2026-10-18T07:35:19","slug":"stablecoins-les-banques-peuvent-freiner-leur-essor-grace-a-lepargne","status":"publish","type":"post","link":"https:\/\/monbitcoin.fr\/index.php\/2026\/10\/18\/stablecoins-les-banques-peuvent-freiner-leur-essor-grace-a-lepargne\/","title":{"rendered":"Stablecoins : Les banques peuvent freiner leur essor gr\u00e2ce \u00e0 l\u2019\u00e9pargne"},"content":{"rendered":"<div>\n<div><img loading=\"lazy\" width=\"1200\" height=\"800\" src=\"https:\/\/www.cointribune.com\/app\/uploads\/2026\/10\/stablecoin-bri-1.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Un banquier brandit une pi\u00e8ce dor\u00e9e face \u00e0 un stablecoin g\u00e9ant, illustrant la concurrence bancaire pour attirer l\u2019\u00e9pargne gr\u00e2ce aux int\u00e9r\u00eats.\" decoding=\"async\" style=\"margin-bottom: 15px;\" srcset=\"https:\/\/www.cointribune.com\/app\/uploads\/2026\/10\/stablecoin-bri-1.png 1200w, https:\/\/www.cointribune.com\/app\/uploads\/2026\/10\/stablecoin-bri-1-300x200.png 300w, https:\/\/www.cointribune.com\/app\/uploads\/2026\/10\/stablecoin-bri-1-1024x683.png 1024w, https:\/\/www.cointribune.com\/app\/uploads\/2026\/10\/stablecoin-bri-1-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/div>\n<p>Une l\u00e9g\u00e8re hausse des taux d\u2019int\u00e9r\u00eat sur les d\u00e9p\u00f4ts bancaires pourrait ralentir la croissance des stablecoins. C\u2019est le constat d\u2019une \u00e9tude de la Banque des r\u00e8glements internationaux (BRI), qui met en \u00e9vidence une concurrence entre l\u2019\u00e9pargne bancaire et ces cryptomonnaies index\u00e9es sur des monnaies traditionnelles. L\u2019effet varie toutefois selon les acteurs : l\u2019USDC de Circle semble plus sensible \u00e0 cette concurrence que l\u2019USDT de Tether.<\/p>\n<p>L\u2019article <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/stablecoins-les-banques-peuvent-freiner-leur-essor-grace-a-lepargne\/\">Stablecoins : Les banques peuvent freiner leur essor gr\u00e2ce \u00e0 l\u2019\u00e9pargne<\/a> est apparu en premier sur <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/\">Cointribune<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Une l\u00e9g\u00e8re hausse des taux d\u2019int\u00e9r\u00eat sur les d\u00e9p\u00f4ts bancaires pourrait ralentir la croissance des stablecoins. C\u2019est le constat d\u2019une&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-17407","post","type-post","status-publish","format-standard","hentry","category-dernier-articles","wpcat-3-id"],"_links":{"self":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/17407"}],"collection":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/comments?post=17407"}],"version-history":[{"count":0,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/17407\/revisions"}],"wp:attachment":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/media?parent=17407"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/categories?post=17407"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/tags?post=17407"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}