{"id":11202,"date":"2026-01-16T09:33:16","date_gmt":"2026-01-16T08:33:16","guid":{"rendered":"https:\/\/monbitcoin.fr\/index.php\/2026\/01\/16\/crypto-les-stablecoins-remuneres-pourraient-provoquer-une-fuite-massive-de-depots-bancaires\/"},"modified":"2026-01-16T09:33:16","modified_gmt":"2026-01-16T08:33:16","slug":"crypto-les-stablecoins-remuneres-pourraient-provoquer-une-fuite-massive-de-depots-bancaires","status":"publish","type":"post","link":"https:\/\/monbitcoin.fr\/index.php\/2026\/01\/16\/crypto-les-stablecoins-remuneres-pourraient-provoquer-une-fuite-massive-de-depots-bancaires\/","title":{"rendered":"Crypto\u00a0: Les stablecoins r\u00e9mun\u00e9r\u00e9s pourraient provoquer une fuite massive de d\u00e9p\u00f4ts bancaires"},"content":{"rendered":"<div>\n<div><img loading=\"lazy\" width=\"1200\" height=\"800\" src=\"https:\/\/www.cointribune.com\/app\/uploads\/2026\/01\/Stablecoins-Banques.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Des flots de liquidit\u00e9s circulent depuis une grande banque traditionnelle vers des symboles de stablecoins brillants, de l'autre c\u00f4t\u00e9 du cadre. Des piles de billets vides restent derri\u00e8re. Des clients quittent la banque.\" decoding=\"async\" style=\"margin-bottom: 15px;\" srcset=\"https:\/\/www.cointribune.com\/app\/uploads\/2026\/01\/Stablecoins-Banques.png 1200w, https:\/\/www.cointribune.com\/app\/uploads\/2026\/01\/Stablecoins-Banques-300x200.png 300w, https:\/\/www.cointribune.com\/app\/uploads\/2026\/01\/Stablecoins-Banques-1024x683.png 1024w, https:\/\/www.cointribune.com\/app\/uploads\/2026\/01\/Stablecoins-Banques-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/div>\n<p>Et si la prochaine menace pour les banques traditionnelles ne provenait pas d\u2019une crise \u00e9conomique, mais d\u2019une simple innovation dans les stablecoins\u2009? Brian Moynihan, PDG de Bank of America, avertit que l\u2019essor des stablecoins \u00e0 rendement pourrait entra\u00eener une fuite massive de d\u00e9p\u00f4ts bancaires, perturbant ainsi l\u2019\u00e9quilibre du syst\u00e8me financier am\u00e9ricain. Ce sc\u00e9nario inqui\u00e9tant pour les \u00e9tablissements traditionnels pourrait voir leur r\u00f4le de pr\u00eateurs gravement affect\u00e9 par cette nouvelle forme de concurrence num\u00e9rique.<\/p>\n<p>L\u2019article <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/crypto-les-stablecoins-remuneres-pourraient-provoquer-une-fuite-massive-de-depots-bancaires\/\">Crypto\u00a0: Les stablecoins r\u00e9mun\u00e9r\u00e9s pourraient provoquer une fuite massive de d\u00e9p\u00f4ts bancaires<\/a> est apparu en premier sur <a rel=\"nofollow\" href=\"https:\/\/www.cointribune.com\/\">Cointribune<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Et si la prochaine menace pour les banques traditionnelles ne provenait pas d\u2019une crise \u00e9conomique, mais d\u2019une simple innovation dans&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-11202","post","type-post","status-publish","format-standard","hentry","category-dernier-articles","wpcat-3-id"],"_links":{"self":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/11202"}],"collection":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/comments?post=11202"}],"version-history":[{"count":0,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/posts\/11202\/revisions"}],"wp:attachment":[{"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/media?parent=11202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/categories?post=11202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monbitcoin.fr\/index.php\/wp-json\/wp\/v2\/tags?post=11202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}